Call reports 2019
FARMERS AND MERCHANTS BANK, THE — 2019
What FARMERS AND MERCHANTS BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 126,051,000 | 131,585,000 | 132,484,000 | 131,114,000 |
| Total loans | 79,752,000 | 80,865,000 | 80,934,000 | 82,218,000 |
| Allowance for loan losses | 1,297,000 | 1,440,000 | 1,442,000 | 1,369,000 |
| Securities available for sale | 23,157,000 | 21,799,000 | 20,164,000 | 22,147,000 |
| Securities held to maturity | 10,092,000 | 9,981,000 | 9,291,000 | 6,224,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,725,000 | 112,886,000 | 113,426,000 | 112,306,000 |
| Interest-bearing deposits | 92,287,000 | 95,264,000 | 75,316,000 | 93,718,000 |
| Noninterest-bearing deposits | 17,438,000 | 17,622,000 | 38,110,000 | 18,588,000 |
| Equity capital | 14,498,000 | 14,756,000 | 15,007,000 | 14,969,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,279,000 | 2,595,000 | 3,918,000 | 5,181,000 |
| Interest expense | 178,000 | 389,000 | 621,000 | 827,000 |
| Net interest income | 1,101,000 | 2,206,000 | 3,297,000 | 4,354,000 |
| Noninterest income | 124,000 | 267,000 | 418,000 | 596,000 |
| Noninterest expense | 901,000 | 1,803,000 | 2,734,000 | 3,696,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 324,000 | 661,000 | 988,000 | 1,263,000 |
| Income tax | 73,000 | 150,000 | 225,000 | 288,000 |
| Net income | 251,000 | 511,000 | 763,000 | 975,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,774,000 | 14,748,000 | 14,996,000 | 14,955,000 |
| Total capital | 15,820,000 | 15,807,000 | 16,065,000 | 16,046,000 |
| Risk-weighted assets | 83,436,000 | 84,335,000 | 85,175,000 | 86,932,000 |