Call reports 2016
FARMERS AND MERCHANTS BANK, THE — 2016
What FARMERS AND MERCHANTS BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 120,538,000 | 126,772,000 | 126,497,000 | 125,833,000 |
| Total loans | 72,028,000 | 77,842,000 | 81,377,000 | 79,688,000 |
| Allowance for loan losses | 1,380,000 | 1,381,000 | 1,387,000 | 1,395,000 |
| Securities available for sale | 18,894,000 | 23,921,000 | 25,158,000 | 25,067,000 |
| Securities held to maturity | 11,875,000 | 9,530,000 | 8,103,000 | 10,012,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,548,000 | 110,564,000 | 109,567,000 | 109,065,000 |
| Interest-bearing deposits | 89,270,000 | 96,541,000 | 95,434,000 | 93,915,000 |
| Noninterest-bearing deposits | 16,278,000 | 14,023,000 | 14,133,000 | 15,150,000 |
| Equity capital | 13,589,000 | 13,707,000 | 13,865,000 | 13,431,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,052,000 | 2,102,000 | 3,188,000 | 4,294,000 |
| Interest expense | 69,000 | 138,000 | 228,000 | 311,000 |
| Net interest income | 983,000 | 1,964,000 | 2,960,000 | 3,983,000 |
| Noninterest income | 137,000 | 249,000 | 357,000 | 465,000 |
| Noninterest expense | 758,000 | 1,552,000 | 2,346,000 | 3,165,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 388,000 | 747,000 | 1,096,000 | 1,418,000 |
| Income tax | 130,000 | 249,000 | 363,000 | 463,000 |
| Net income | 258,000 | 498,000 | 733,000 | 955,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,482,000 | 13,568,000 | 13,803,000 | 13,811,000 |
| Total capital | 14,482,000 | 14,637,000 | 14,909,000 | 14,921,000 |
| Risk-weighted assets | 79,633,000 | 85,233,000 | 88,213,000 | 88,498,000 |