Call reports 2015
FARMERS AND MERCHANTS BANK, THE — 2015
What FARMERS AND MERCHANTS BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 122,568,000 | 122,010,000 | 120,085,000 | 121,801,000 |
| Total loans | 64,404,000 | 70,258,000 | 72,487,000 | 75,362,000 |
| Allowance for loan losses | 1,308,000 | 1,317,000 | 1,330,000 | 1,340,000 |
| Securities available for sale | 16,609,000 | 17,310,000 | 19,836,000 | 20,614,000 |
| Securities held to maturity | 15,800,000 | 15,389,000 | 14,117,000 | 13,005,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,060,000 | 107,586,000 | 105,139,000 | 104,868,000 |
| Interest-bearing deposits | 90,874,000 | 91,653,000 | 89,580,000 | 87,368,000 |
| Noninterest-bearing deposits | 17,186,000 | 15,933,000 | 15,559,000 | 17,500,000 |
| Equity capital | 13,109,000 | 13,082,000 | 13,261,000 | 13,286,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 948,000 | 1,939,000 | 2,970,000 | 4,023,000 |
| Interest expense | 74,000 | 145,000 | 217,000 | 290,000 |
| Net interest income | 874,000 | 1,794,000 | 2,753,000 | 3,733,000 |
| Noninterest income | 114,000 | 255,000 | 337,000 | 453,000 |
| Noninterest expense | 811,000 | 1,610,000 | 2,364,000 | 3,129,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 177,000 | 439,000 | 726,000 | 1,083,000 |
| Income tax | 52,000 | 137,000 | 231,000 | 347,000 |
| Net income | 125,000 | 302,000 | 495,000 | 736,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,972,000 | 12,994,000 | 13,186,000 | 13,224,000 |
| Total capital | 13,909,000 | 13,959,000 | 14,209,000 | 14,277,000 |
| Risk-weighted assets | 74,607,000 | 76,859,000 | 81,575,000 | 83,961,000 |