Call reports 2013
FARMERS AND MERCHANTS BANK, THE — 2013
What FARMERS AND MERCHANTS BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 122,950,000 | 117,177,000 | 118,389,000 | 114,960,000 |
| Total loans | 55,585,000 | 59,669,000 | 64,240,000 | 63,203,000 |
| Allowance for loan losses | 1,618,000 | 1,571,000 | 1,506,000 | 1,382,000 |
| Securities available for sale | 28,123,000 | 26,499,000 | 24,665,000 | 23,227,000 |
| Securities held to maturity | 7,252,000 | 7,518,000 | 7,004,000 | 6,817,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,820,000 | 104,420,000 | 102,470,000 | 102,098,000 |
| Interest-bearing deposits | 94,262,000 | 92,219,000 | 90,760,000 | 88,104,000 |
| Noninterest-bearing deposits | 14,558,000 | 12,201,000 | 11,710,000 | 13,993,000 |
| Equity capital | 12,681,000 | 12,431,000 | 12,531,000 | 12,563,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 960,000 | 1,899,000 | 2,853,000 | 3,834,000 |
| Interest expense | 99,000 | 187,000 | 262,000 | 343,000 |
| Net interest income | 861,000 | 1,712,000 | 2,591,000 | 3,491,000 |
| Noninterest income | 115,000 | 224,000 | 324,000 | 418,000 |
| Noninterest expense | 854,000 | 1,702,000 | 2,520,000 | 3,219,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 45,000 |
| Pretax income | 107,000 | 225,000 | 371,000 | 666,000 |
| Income tax | 19,000 | 41,000 | 77,000 | 151,000 |
| Net income | 88,000 | 184,000 | 294,000 | 515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,449,000 | 12,463,000 | 12,573,000 | 12,590,000 |
| Total capital | 13,258,000 | 13,164,000 | 13,162,000 | 13,494,000 |
| Risk-weighted assets | 65,218,000 | 68,589,000 | 72,490,000 | 71,817,000 |