Call reports 2012
FARMERS AND MERCHANTS BANK, THE — 2012
What FARMERS AND MERCHANTS BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 113,494,000 | 111,384,000 | 110,497,000 | 114,332,000 |
| Total loans | 56,917,000 | 59,066,000 | 58,966,000 | 60,473,000 |
| Allowance for loan losses | 1,734,000 | 1,737,000 | 1,625,000 | 1,595,000 |
| Securities available for sale | 19,801,000 | 21,263,000 | 21,026,000 | 21,378,000 |
| Securities held to maturity | 1,137,000 | 1,070,000 | 1,280,000 | 1,273,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,585,000 | 97,530,000 | 96,432,000 | 100,254,000 |
| Interest-bearing deposits | 86,568,000 | 86,481,000 | 84,860,000 | 85,384,000 |
| Noninterest-bearing deposits | 12,017,000 | 11,049,000 | 11,572,000 | 14,870,000 |
| Equity capital | 12,374,000 | 12,430,000 | 12,632,000 | 12,609,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,112,000 | 2,133,000 | 3,146,000 | 4,141,000 |
| Interest expense | 151,000 | 281,000 | 409,000 | 519,000 |
| Net interest income | 961,000 | 1,852,000 | 2,737,000 | 3,622,000 |
| Noninterest income | 126,000 | 235,000 | 346,000 | 466,000 |
| Noninterest expense | 826,000 | 1,585,000 | 2,351,000 | 2,994,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 261,000 | 502,000 | 732,000 | 1,094,000 |
| Income tax | 80,000 | 149,000 | 215,000 | 347,000 |
| Net income | 181,000 | 353,000 | 517,000 | 747,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,154,000 | 12,171,000 | 12,335,000 | 12,361,000 |
| Total capital | 12,894,000 | 12,979,000 | 13,135,000 | 13,187,000 |
| Risk-weighted assets | 58,181,000 | 63,736,000 | 64,798,000 | 64,525,000 |