Call reports 2010
FARMERS AND MERCHANTS BANK, THE — 2010
What FARMERS AND MERCHANTS BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 101,128,000 | 104,456,000 | 106,354,000 | 102,601,000 |
| Total loans | 63,674,000 | 63,071,000 | 63,552,000 | 64,509,000 |
| Allowance for loan losses | 1,208,000 | 1,259,000 | 1,228,000 | 1,576,000 |
| Securities available for sale | 16,059,000 | 15,276,000 | 15,703,000 | 17,083,000 |
| Securities held to maturity | 5,473,000 | 5,411,000 | 5,412,000 | 1,529,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,284,000 | 88,877,000 | 90,443,000 | 87,464,000 |
| Interest-bearing deposits | 62,188,000 | 63,366,000 | 63,620,000 | 61,366,000 |
| Noninterest-bearing deposits | 23,096,000 | 25,511,000 | 26,823,000 | 26,098,000 |
| Equity capital | 11,728,000 | 11,531,000 | 11,803,000 | 11,470,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,199,000 | 2,399,000 | 3,617,000 | 4,833,000 |
| Interest expense | 284,000 | 553,000 | 809,000 | 1,046,000 |
| Net interest income | 915,000 | 1,846,000 | 2,808,000 | 3,787,000 |
| Noninterest income | 100,000 | 206,000 | 314,000 | 412,000 |
| Noninterest expense | 650,000 | 1,363,000 | 2,115,000 | 2,707,000 |
| Provision for loan losses | 150,000 | 300,000 | 375,000 | 875,000 |
| Pretax income | 215,000 | 389,000 | 651,000 | 636,000 |
| Income tax | 56,000 | 97,000 | 171,000 | 141,000 |
| Net income | 159,000 | 292,000 | 480,000 | 495,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,497,000 | 11,299,000 | 11,553,000 | 11,399,000 |
| Total capital | 12,348,000 | 12,103,000 | 12,372,000 | 12,250,000 |
| Risk-weighted assets | 66,987,000 | 63,469,000 | 65,111,000 | 67,483,000 |