Call reports 2009
FARMERS AND MERCHANTS BANK, THE — 2009
What FARMERS AND MERCHANTS BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 92,772,000 | 92,504,000 | 94,199,000 | 96,757,000 |
| Total loans | 62,870,000 | 63,717,000 | 63,735,000 | 65,122,000 |
| Allowance for loan losses | 767,000 | 864,000 | 1,019,000 | 1,062,000 |
| Securities available for sale | 13,798,000 | 14,147,000 | 14,560,000 | 14,657,000 |
| Securities held to maturity | 5,216,000 | 5,144,000 | 4,564,000 | 1,698,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,008,000 | 75,874,000 | 78,051,000 | 80,974,000 |
| Interest-bearing deposits | 67,042,000 | 67,645,000 | 59,486,000 | 58,902,000 |
| Noninterest-bearing deposits | 7,966,000 | 8,229,000 | 18,565,000 | 22,072,000 |
| Equity capital | 11,367,000 | 11,380,000 | 11,695,000 | 11,641,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,338,000 | 2,691,000 | 4,013,000 | 5,324,000 |
| Interest expense | 394,000 | 763,000 | 1,091,000 | 1,399,000 |
| Net interest income | 944,000 | 1,928,000 | 2,922,000 | 3,925,000 |
| Noninterest income | 115,000 | 233,000 | 352,000 | 467,000 |
| Noninterest expense | 609,000 | 1,266,000 | 2,009,000 | 2,669,000 |
| Provision for loan losses | 169,000 | 319,000 | 469,000 | 619,000 |
| Pretax income | 281,000 | 580,000 | 802,000 | 1,062,000 |
| Income tax | 100,000 | 181,000 | 217,000 | 290,000 |
| Net income | 181,000 | 399,000 | 585,000 | 772,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,220,000 | 11,275,000 | 11,461,000 | 11,452,000 |
| Total capital | 11,987,000 | 12,095,000 | 12,284,000 | 12,298,000 |
| Risk-weighted assets | 66,752,000 | 64,825,000 | 64,895,000 | 66,712,000 |