Call reports 2016
TEXAS SECURITY BANK — 2016
What TEXAS SECURITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 302,256,000 | 331,663,000 | 324,575,000 | 327,970,000 |
| Total loans | 241,217,000 | 259,477,000 | 274,157,000 | 284,246,000 |
| Allowance for loan losses | 2,596,000 | 2,665,000 | 2,780,000 | 3,029,000 |
| Securities available for sale | 25,279,000 | 24,035,000 | 23,670,000 | 22,516,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 269,468,000 | 298,003,000 | 289,684,000 | 292,320,000 |
| Interest-bearing deposits | 189,505,000 | 211,302,000 | 197,197,000 | 206,931,000 |
| Noninterest-bearing deposits | 79,963,000 | 86,701,000 | 92,487,000 | 85,388,000 |
| Equity capital | 31,846,000 | 32,649,000 | 33,508,000 | 34,024,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,077,000 | 6,322,000 | 9,685,000 | 13,190,000 |
| Interest expense | 293,000 | 584,000 | 841,000 | 1,089,000 |
| Net interest income | 2,784,000 | 5,738,000 | 8,844,000 | 12,101,000 |
| Noninterest income | 339,000 | 815,000 | 1,400,000 | 1,955,000 |
| Noninterest expense | 2,104,000 | 4,163,000 | 6,252,000 | 8,304,000 |
| Provision for loan losses | 0 | 69,000 | 184,000 | 442,000 |
| Pretax income | 1,110,000 | 2,487,000 | 3,974,000 | 5,475,000 |
| Income tax | 357,000 | 808,000 | 1,300,000 | 1,791,000 |
| Net income | 753,000 | 1,679,000 | 2,674,000 | 3,684,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,434,000 | 32,236,000 | 33,040,000 | 33,874,000 |
| Total capital | 34,153,000 | 35,021,000 | 35,940,000 | 37,021,000 |
| Risk-weighted assets | 255,000,000 | 268,904,000 | 279,213,000 | 287,793,000 |