Call reports 2015
TEXAS SECURITY BANK — 2015
What TEXAS SECURITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 250,616,000 | 273,863,000 | 298,324,000 | 303,542,000 |
| Total loans | 208,064,000 | 227,762,000 | 239,567,000 | 250,425,000 |
| Allowance for loan losses | 2,404,000 | 2,645,000 | 2,595,000 | 2,596,000 |
| Securities available for sale | 21,766,000 | 28,873,000 | 27,905,000 | 27,872,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,795,000 | 227,474,000 | 266,682,000 | 270,764,000 |
| Interest-bearing deposits | 152,486,000 | 157,733,000 | 179,860,000 | 191,441,000 |
| Noninterest-bearing deposits | 68,309,000 | 69,741,000 | 86,822,000 | 79,323,000 |
| Equity capital | 29,218,000 | 29,520,000 | 30,285,000 | 31,119,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,670,000 | 5,558,000 | 8,661,000 | 11,794,000 |
| Interest expense | 258,000 | 526,000 | 846,000 | 1,170,000 |
| Net interest income | 2,412,000 | 5,032,000 | 7,815,000 | 10,624,000 |
| Noninterest income | 340,000 | 657,000 | 1,112,000 | 1,437,000 |
| Noninterest expense | 1,978,000 | 4,022,000 | 6,192,000 | 7,723,000 |
| Provision for loan losses | 183,000 | 424,000 | 424,000 | 424,000 |
| Pretax income | 829,000 | 1,481,000 | 2,561,000 | 4,164,000 |
| Income tax | 261,000 | 453,000 | 778,000 | 1,329,000 |
| Net income | 568,000 | 1,028,000 | 1,783,000 | 2,835,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,962,000 | 29,308,000 | 29,866,000 | 30,805,000 |
| Total capital | 31,453,000 | 32,036,000 | 32,558,000 | 33,512,000 |
| Risk-weighted assets | 205,052,000 | 220,948,000 | 237,258,000 | 253,692,000 |