Call reports 2013
TEXAS SECURITY BANK — 2013
What TEXAS SECURITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 202,824,000 | 208,952,000 | 214,441,000 | 229,686,000 |
| Total loans | 159,283,000 | 164,976,000 | 172,500,000 | 171,401,000 |
| Allowance for loan losses | 2,222,000 | 2,178,000 | 2,223,000 | 1,980,000 |
| Securities available for sale | 20,571,000 | 19,206,000 | 20,351,000 | 22,577,000 |
| Securities held to maturity | 0 | 0 | 9,041,000 | 9,570,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,788,000 | 174,858,000 | 174,306,000 | 201,322,000 |
| Interest-bearing deposits | 136,773,000 | 131,051,000 | 127,070,000 | 154,184,000 |
| Noninterest-bearing deposits | 40,015,000 | 43,807,000 | 47,236,000 | 47,138,000 |
| Equity capital | 25,579,000 | 25,808,000 | 26,392,000 | 26,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,169,000 | 4,417,000 | 6,798,000 | 9,290,000 |
| Interest expense | 227,000 | 418,000 | 605,000 | 834,000 |
| Net interest income | 1,942,000 | 3,999,000 | 6,193,000 | 8,456,000 |
| Noninterest income | 287,000 | 748,000 | 1,064,000 | 1,273,000 |
| Noninterest expense | 1,608,000 | 3,260,000 | 4,833,000 | 6,700,000 |
| Provision for loan losses | 225,000 | 405,000 | 450,000 | 295,000 |
| Pretax income | 396,000 | 1,082,000 | 1,974,000 | 2,734,000 |
| Income tax | 67,000 | 286,000 | 570,000 | 714,000 |
| Net income | 329,000 | 796,000 | 1,404,000 | 2,020,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,277,000 | 25,532,000 | 26,268,000 | 26,748,000 |
| Total capital | 27,282,000 | 27,558,000 | 28,424,000 | 28,776,000 |
| Risk-weighted assets | 160,211,000 | 166,165,000 | 175,568,000 | 177,549,000 |