Call reports 2025
BANK OF THE SOUTHWEST — 2025
What BANK OF THE SOUTHWEST reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 186,018,000 | 184,188,000 | 186,779,000 | 181,028,000 |
| Total loans | 112,257,000 | 114,532,000 | 116,482,000 | 119,734,000 |
| Allowance for loan losses | 1,248,000 | 1,290,000 | 1,272,000 | 1,235,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 22,791,000 | 22,336,000 | 23,880,000 | 23,131,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,471,000 | 166,561,000 | 168,969,000 | 163,863,000 |
| Interest-bearing deposits | 64,249,000 | 58,202,000 | 57,175,000 | 59,920,000 |
| Noninterest-bearing deposits | 104,222,000 | 108,359,000 | 111,794,000 | 103,943,000 |
| Equity capital | 17,435,000 | 17,451,000 | 17,574,000 | 17,090,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,011,000 | 6,059,000 | 9,231,000 | 12,340,000 |
| Interest expense | 15,000 | 24,000 | 30,000 | 34,000 |
| Net interest income | 2,996,000 | 6,035,000 | 9,201,000 | 12,306,000 |
| Noninterest income | 266,000 | 506,000 | 753,000 | 957,000 |
| Noninterest expense | 2,270,000 | 4,553,000 | 6,883,000 | 9,626,000 |
| Provision for loan losses | 24,000 | 46,000 | 46,000 | 96,000 |
| Pretax income | 983,000 | 1,959,000 | 3,042,000 | 3,558,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 983,000 | 1,959,000 | 3,042,000 | 3,558,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,435,000 | 17,451,000 | 17,574,000 | 17,090,000 |
| Total capital | 18,690,000 | 18,744,000 | 18,850,000 | 18,329,000 |
| Risk-weighted assets | 107,888,000 | 109,119,000 | 109,618,000 | 113,495,000 |