Call reports 2022
BANK OF THE SOUTHWEST — 2022
What BANK OF THE SOUTHWEST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 199,643,000 | 194,999,000 | 202,942,000 | 192,924,000 |
| Total loans | 118,316,000 | 120,032,000 | 119,653,000 | 116,403,000 |
| Allowance for loan losses | 1,200,000 | 1,202,000 | 1,199,000 | 1,270,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 36,000 | 12,936,000 | 14,899,000 | 13,427,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,414,000 | 175,537,000 | 182,945,000 | 172,550,000 |
| Interest-bearing deposits | 157,199,000 | 150,513,000 | 159,367,000 | 146,702,000 |
| Noninterest-bearing deposits | 23,215,000 | 25,024,000 | 23,578,000 | 25,848,000 |
| Equity capital | 14,811,000 | 15,037,000 | 15,555,000 | 16,058,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,893,000 | 3,919,000 | 6,192,000 | 8,886,000 |
| Interest expense | 37,000 | 70,000 | 104,000 | 138,000 |
| Net interest income | 1,856,000 | 3,849,000 | 6,088,000 | 8,748,000 |
| Noninterest income | 198,000 | 459,000 | 708,000 | 849,000 |
| Noninterest expense | 1,922,000 | 3,935,000 | 5,890,000 | 7,860,000 |
| Provision for loan losses | -288,000 | -273,000 | -258,000 | -150,000 |
| Pretax income | 420,000 | 646,000 | 1,164,000 | 1,887,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 420,000 | 646,000 | 1,164,000 | 1,887,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,811,000 | 15,037,000 | 15,555,000 | 16,058,000 |
| Total capital | 16,011,000 | 16,239,000 | 16,754,000 | 17,331,000 |
| Risk-weighted assets | 110,070,000 | 112,795,000 | 113,457,000 | 111,568,000 |