Call reports 2021
BANK OF THE SOUTHWEST — 2021
What BANK OF THE SOUTHWEST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 204,803,000 | 202,002,000 | 210,153,000 | 201,287,000 |
| Total loans | 132,553,000 | 127,107,000 | 129,473,000 | 122,029,000 |
| Allowance for loan losses | 1,590,000 | 1,558,000 | 1,545,000 | 1,507,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 50,000 | 46,000 | 43,000 | 38,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,871,000 | 183,044,000 | 191,159,000 | 182,590,000 |
| Interest-bearing deposits | 157,359,000 | 153,063,000 | 166,592,000 | 156,312,000 |
| Noninterest-bearing deposits | 28,512,000 | 29,981,000 | 24,567,000 | 26,278,000 |
| Equity capital | 14,250,000 | 14,252,000 | 14,252,000 | 14,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,204,000 | 4,244,000 | 6,214,000 | 8,100,000 |
| Interest expense | 50,000 | 102,000 | 153,000 | 199,000 |
| Net interest income | 2,154,000 | 4,142,000 | 6,061,000 | 7,901,000 |
| Noninterest income | 247,000 | 518,000 | 978,000 | 1,251,000 |
| Noninterest expense | 1,860,000 | 3,701,000 | 5,615,000 | 7,331,000 |
| Provision for loan losses | 89,000 | 55,000 | 80,000 | 53,000 |
| Pretax income | 452,000 | 904,000 | 1,344,000 | 1,768,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 452,000 | 904,000 | 1,344,000 | 1,768,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,250,000 | 14,252,000 | 14,252,000 | 14,251,000 |
| Total capital | 15,625,000 | 15,590,000 | 15,628,000 | 15,587,000 |
| Risk-weighted assets | 109,818,000 | 106,809,000 | 109,901,000 | 106,687,000 |