Call reports 2020
BANK OF THE SOUTHWEST — 2020
What BANK OF THE SOUTHWEST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 158,861,000 | 180,886,000 | 190,313,000 | 191,908,000 |
| Total loans | 126,443,000 | 141,707,000 | 138,550,000 | 132,285,000 |
| Allowance for loan losses | 1,273,000 | 1,552,000 | 1,519,000 | 1,497,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 67,000 | 63,000 | 58,000 | 54,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,847,000 | 161,629,000 | 171,193,000 | 173,007,000 |
| Interest-bearing deposits | 114,992,000 | 135,659,000 | 146,052,000 | 148,251,000 |
| Noninterest-bearing deposits | 24,855,000 | 25,970,000 | 25,141,000 | 24,756,000 |
| Equity capital | 14,138,000 | 14,345,000 | 14,158,000 | 14,208,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,266,000 | 5,072,000 | 7,160,000 | 9,191,000 |
| Interest expense | 48,000 | 106,000 | 147,000 | 197,000 |
| Net interest income | 2,218,000 | 4,966,000 | 7,013,000 | 8,994,000 |
| Noninterest income | 210,000 | 371,000 | 612,000 | 847,000 |
| Noninterest expense | 2,069,000 | 4,109,000 | 6,018,000 | 7,772,000 |
| Provision for loan losses | -5,000 | 297,000 | 294,000 | 345,000 |
| Pretax income | 364,000 | 931,000 | 1,313,000 | 1,724,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 364,000 | 931,000 | 1,313,000 | 1,724,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,138,000 | 14,345,000 | 14,158,000 | 14,208,000 |
| Total capital | 15,420,000 | 15,759,000 | 15,533,000 | 15,464,000 |
| Risk-weighted assets | 114,643,000 | 112,973,000 | 109,886,000 | 100,208,000 |