Call reports 2019
BANK OF THE SOUTHWEST — 2019
What BANK OF THE SOUTHWEST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 153,972,000 | 150,911,000 | 156,239,000 | 157,193,000 |
| Total loans | 128,947,000 | 130,544,000 | 128,707,000 | 128,830,000 |
| Allowance for loan losses | 1,343,000 | 1,360,000 | 1,301,000 | 1,313,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 84,000 | 80,000 | 76,000 | 71,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,882,000 | 131,658,000 | 136,916,000 | 137,959,000 |
| Interest-bearing deposits | 111,177,000 | 111,412,000 | 114,227,000 | 116,979,000 |
| Noninterest-bearing deposits | 23,705,000 | 20,246,000 | 22,689,000 | 20,980,000 |
| Equity capital | 14,217,000 | 14,292,000 | 14,342,000 | 14,312,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,297,000 | 4,755,000 | 7,167,000 | 9,558,000 |
| Interest expense | 59,000 | 108,000 | 156,000 | 205,000 |
| Net interest income | 2,238,000 | 4,647,000 | 7,011,000 | 9,353,000 |
| Noninterest income | 225,000 | 468,000 | 673,000 | 914,000 |
| Noninterest expense | 1,843,000 | 3,895,000 | 5,866,000 | 7,815,000 |
| Provision for loan losses | 166,000 | 241,000 | 264,000 | 353,000 |
| Pretax income | 454,000 | 979,000 | 1,554,000 | 2,099,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 454,000 | 979,000 | 1,554,000 | 2,099,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,217,000 | 14,292,000 | 14,342,000 | 14,312,000 |
| Total capital | 15,567,000 | 15,654,000 | 15,646,000 | 15,629,000 |
| Risk-weighted assets | 114,152,000 | 117,537,000 | 115,491,000 | 116,506,000 |