Call reports 2016
BANK OF THE SOUTHWEST — 2016
What BANK OF THE SOUTHWEST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 143,503,000 | 139,667,000 | 142,827,000 | 138,415,000 |
| Total loans | 112,382,000 | 114,245,000 | 116,477,000 | 114,606,000 |
| Allowance for loan losses | 1,130,000 | 1,103,000 | 1,144,000 | 1,090,000 |
| Securities available for sale | 15,000 | 13,000 | 10,000 | 8,000 |
| Securities held to maturity | 166,000 | 161,000 | 152,000 | 145,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,458,000 | 120,548,000 | 128,624,000 | 124,280,000 |
| Interest-bearing deposits | 110,916,000 | 101,249,000 | 106,484,000 | 101,249,000 |
| Noninterest-bearing deposits | 18,542,000 | 19,299,000 | 22,140,000 | 23,031,000 |
| Equity capital | 13,963,000 | 13,963,000 | 14,016,000 | 14,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,910,000 | 3,862,000 | 5,866,000 | 7,935,000 |
| Interest expense | 27,000 | 53,000 | 79,000 | 103,000 |
| Net interest income | 1,883,000 | 3,809,000 | 5,787,000 | 7,832,000 |
| Noninterest income | 269,000 | 543,000 | 817,000 | 1,030,000 |
| Noninterest expense | 1,831,000 | 3,725,000 | 5,540,000 | 7,378,000 |
| Provision for loan losses | 23,000 | 55,000 | 189,000 | 309,000 |
| Pretax income | 298,000 | 572,000 | 875,000 | 1,175,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 298,000 | 572,000 | 875,000 | 1,175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,963,000 | 13,963,000 | 14,016,000 | 14,016,000 |
| Total capital | 15,097,000 | 15,106,000 | 15,181,000 | 15,163,000 |
| Risk-weighted assets | 95,597,000 | 96,078,000 | 104,270,000 | 103,479,000 |