Call reports 2015
BANK OF THE SOUTHWEST — 2015
What BANK OF THE SOUTHWEST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 160,129,000 | 149,816,000 | 148,697,000 | 148,602,000 |
| Total loans | 120,399,000 | 120,091,000 | 116,681,000 | 117,759,000 |
| Allowance for loan losses | 1,209,000 | 1,190,000 | 1,099,000 | 1,140,000 |
| Securities available for sale | 26,000 | 23,000 | 20,000 | 18,000 |
| Securities held to maturity | 211,000 | 202,000 | 181,000 | 174,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,959,000 | 135,555,000 | 134,544,000 | 134,606,000 |
| Interest-bearing deposits | 125,719,000 | 115,396,000 | 114,677,000 | 115,021,000 |
| Noninterest-bearing deposits | 20,240,000 | 20,159,000 | 19,867,000 | 19,585,000 |
| Equity capital | 14,097,000 | 14,121,000 | 13,885,000 | 13,916,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,984,000 | 4,040,000 | 5,997,000 | 7,988,000 |
| Interest expense | 34,000 | 64,000 | 94,000 | 122,000 |
| Net interest income | 1,950,000 | 3,976,000 | 5,903,000 | 7,866,000 |
| Noninterest income | 312,000 | 598,000 | 1,133,000 | 1,295,000 |
| Noninterest expense | 1,756,000 | 3,577,000 | 5,450,000 | 7,157,000 |
| Provision for loan losses | 37,000 | 88,000 | 523,000 | 911,000 |
| Pretax income | 469,000 | 909,000 | 1,063,000 | 1,093,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 469,000 | 909,000 | 1,063,000 | 1,093,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,097,000 | 14,121,000 | 13,885,000 | 13,916,000 |
| Total capital | 15,310,000 | 15,323,000 | 15,054,000 | 15,094,000 |
| Risk-weighted assets | 102,528,000 | 103,598,000 | 98,928,000 | 100,458,000 |