Call reports 2013
BANK OF THE SOUTHWEST — 2013
What BANK OF THE SOUTHWEST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 153,238,000 | 152,185,000 | 156,707,000 | 155,449,000 |
| Total loans | 123,610,000 | 123,379,000 | 121,032,000 | 120,640,000 |
| Allowance for loan losses | 1,229,000 | 1,223,000 | 1,194,000 | 1,180,000 |
| Securities available for sale | 57,000 | 52,000 | 47,000 | 44,000 |
| Securities held to maturity | 277,000 | 270,000 | 260,000 | 250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,495,000 | 138,296,000 | 142,763,000 | 141,358,000 |
| Interest-bearing deposits | 123,080,000 | 118,252,000 | 122,307,000 | 121,964,000 |
| Noninterest-bearing deposits | 16,415,000 | 20,044,000 | 20,456,000 | 19,394,000 |
| Equity capital | 13,651,000 | 13,758,000 | 13,755,000 | 13,993,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,101,000 | 4,209,000 | 6,342,000 | 8,492,000 |
| Interest expense | 50,000 | 96,000 | 140,000 | 182,000 |
| Net interest income | 2,051,000 | 4,113,000 | 6,202,000 | 8,310,000 |
| Noninterest income | 265,000 | 532,000 | 813,000 | 1,239,000 |
| Noninterest expense | 1,839,000 | 3,639,000 | 5,521,000 | 7,365,000 |
| Provision for loan losses | 26,000 | 48,000 | 82,000 | 134,000 |
| Pretax income | 451,000 | 958,000 | 1,412,000 | 2,050,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 451,000 | 958,000 | 1,412,000 | 2,050,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,651,000 | 13,758,000 | 13,755,000 | 13,993,000 |
| Total capital | 14,888,000 | 14,992,000 | 14,966,000 | 15,199,000 |
| Risk-weighted assets | 100,324,000 | 102,210,000 | 100,542,000 | 101,017,000 |