Call reports 2012
BANK OF THE SOUTHWEST — 2012
What BANK OF THE SOUTHWEST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 156,913,000 | 156,384,000 | 152,259,000 | 155,625,000 |
| Total loans | 119,987,000 | 124,767,000 | 125,020,000 | 127,866,000 |
| Allowance for loan losses | 1,184,000 | 1,236,000 | 1,237,000 | 1,278,000 |
| Securities available for sale | 80,000 | 71,000 | 67,000 | 62,000 |
| Securities held to maturity | 808,000 | 800,000 | 295,000 | 286,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,281,000 | 142,745,000 | 138,441,000 | 141,884,000 |
| Interest-bearing deposits | 127,622,000 | 123,978,000 | 122,278,000 | 122,378,000 |
| Noninterest-bearing deposits | 15,659,000 | 18,767,000 | 16,163,000 | 19,506,000 |
| Equity capital | 13,516,000 | 13,487,000 | 13,606,000 | 13,668,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,087,000 | 4,197,000 | 6,392,000 | 8,672,000 |
| Interest expense | 119,000 | 198,000 | 276,000 | 344,000 |
| Net interest income | 1,968,000 | 3,999,000 | 6,116,000 | 8,328,000 |
| Noninterest income | 272,000 | 559,000 | 851,000 | 1,137,000 |
| Noninterest expense | 1,816,000 | 3,645,000 | 5,515,000 | 7,352,000 |
| Provision for loan losses | -26,000 | 46,000 | 96,000 | 251,000 |
| Pretax income | 450,000 | 867,000 | 1,356,000 | 1,862,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 450,000 | 867,000 | 1,356,000 | 1,862,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,515,000 | 13,487,000 | 13,606,000 | 13,668,000 |
| Total capital | 14,716,000 | 14,734,000 | 14,855,000 | 14,957,000 |
| Risk-weighted assets | 107,361,000 | 103,367,000 | 101,664,000 | 104,799,000 |