Call reports 2010
BANK OF THE SOUTHWEST — 2010
What BANK OF THE SOUTHWEST reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 153,731,000 | 150,166,000 | 154,819,000 | 151,243,000 |
| Total loans | 120,730,000 | 123,480,000 | 122,354,000 | 121,255,000 |
| Allowance for loan losses | 1,170,000 | 1,193,000 | 1,260,000 | 1,178,000 |
| Securities available for sale | 127,000 | 121,000 | 113,000 | 109,000 |
| Securities held to maturity | 1,098,000 | 1,081,000 | 864,000 | 854,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,062,000 | 131,520,000 | 136,045,000 | 132,480,000 |
| Interest-bearing deposits | 115,312,000 | 112,031,000 | 116,361,000 | 116,298,000 |
| Noninterest-bearing deposits | 18,750,000 | 19,489,000 | 19,684,000 | 16,182,000 |
| Equity capital | 13,111,000 | 13,124,000 | 13,270,000 | 13,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,282,000 | 4,559,000 | 6,848,000 | 9,053,000 |
| Interest expense | 264,000 | 517,000 | 730,000 | 930,000 |
| Net interest income | 2,018,000 | 4,042,000 | 6,118,000 | 8,123,000 |
| Noninterest income | 274,000 | 556,000 | 872,000 | 1,147,000 |
| Noninterest expense | 1,879,000 | 3,755,000 | 5,522,000 | 7,326,000 |
| Provision for loan losses | 2,000 | 59,000 | 213,000 | 223,000 |
| Pretax income | 411,000 | 784,000 | 1,255,000 | 1,721,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 411,000 | 784,000 | 1,255,000 | 1,721,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,111,000 | 13,124,000 | 13,270,000 | 13,386,000 |
| Total capital | 14,335,000 | 14,361,000 | 14,572,000 | 14,599,000 |
| Risk-weighted assets | 105,586,000 | 107,142,000 | 106,004,000 | 105,335,000 |