Call reports 2009
BANK OF THE SOUTHWEST — 2009
What BANK OF THE SOUTHWEST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 151,621,000 | 151,662,000 | 148,113,000 | 153,193,000 |
| Total loans | 116,107,000 | 117,501,000 | 118,128,000 | 122,100,000 |
| Allowance for loan losses | 1,083,000 | 1,074,000 | 1,107,000 | 1,135,000 |
| Securities available for sale | 151,000 | 143,000 | 136,000 | 134,000 |
| Securities held to maturity | 1,091,000 | 1,371,000 | 1,145,000 | 1,118,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,508,000 | 131,659,000 | 128,178,000 | 133,744,000 |
| Interest-bearing deposits | 110,422,000 | 109,696,000 | 110,222,000 | 118,249,000 |
| Noninterest-bearing deposits | 17,086,000 | 21,963,000 | 17,956,000 | 15,495,000 |
| Equity capital | 12,927,000 | 13,012,000 | 13,035,000 | 12,730,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,531,000 | 5,053,000 | 7,537,000 | 9,973,000 |
| Interest expense | 293,000 | 565,000 | 831,000 | 1,108,000 |
| Net interest income | 2,238,000 | 4,488,000 | 6,706,000 | 8,865,000 |
| Noninterest income | 293,000 | 593,000 | 917,000 | 1,178,000 |
| Noninterest expense | 1,940,000 | 3,867,000 | 5,806,000 | 7,754,000 |
| Provision for loan losses | 160,000 | 284,000 | 384,000 | 685,000 |
| Pretax income | 431,000 | 930,000 | 1,433,000 | 1,604,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 431,000 | 930,000 | 1,433,000 | 1,604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,931,000 | 13,015,000 | 13,038,000 | 12,730,000 |
| Total capital | 14,093,000 | 14,190,000 | 14,222,000 | 13,952,000 |
| Risk-weighted assets | 105,219,000 | 104,489,000 | 103,919,000 | 106,009,000 |