Call reports 2007
BANK OF THE SOUTHWEST — 2007
What BANK OF THE SOUTHWEST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 147,286,000 | 140,820,000 | 140,233,000 | 139,357,000 |
| Total loans | 114,873,000 | 117,749,000 | 120,566,000 | 120,185,000 |
| Allowance for loan losses | 1,075,000 | 1,158,000 | 1,188,000 | 1,176,000 |
| Securities available for sale | 257,000 | 236,000 | 213,000 | 198,000 |
| Securities held to maturity | 1,375,000 | 1,461,000 | 1,372,000 | 1,501,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,041,000 | 113,817,000 | 111,931,000 | 116,561,000 |
| Interest-bearing deposits | 73,799,000 | 99,880,000 | 98,870,000 | 101,389,000 |
| Noninterest-bearing deposits | 49,242,000 | 13,937,000 | 13,061,000 | 15,172,000 |
| Equity capital | 12,117,000 | 12,178,000 | 12,160,000 | 12,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,202,000 | 6,461,000 | 9,781,000 | 13,042,000 |
| Interest expense | 484,000 | 1,051,000 | 1,577,000 | 2,097,000 |
| Net interest income | 2,718,000 | 5,410,000 | 8,204,000 | 10,945,000 |
| Noninterest income | 342,000 | 662,000 | 980,000 | 1,253,000 |
| Noninterest expense | 1,680,000 | 3,434,000 | 5,248,000 | 7,033,000 |
| Provision for loan losses | 21,000 | 158,000 | 324,000 | 463,000 |
| Pretax income | 1,359,000 | 2,480,000 | 3,612,000 | 4,702,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,359,000 | 2,480,000 | 3,612,000 | 4,702,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,122,000 | 12,183,000 | 12,164,000 | 12,254,000 |
| Total capital | 13,226,000 | 13,362,000 | 13,371,000 | 13,456,000 |
| Risk-weighted assets | 120,693,000 | 132,236,000 | 130,996,000 | 129,550,000 |