Call reports 2013
FIRST NATIONAL BANK OF HERMAN, THE — 2013
What FIRST NATIONAL BANK OF HERMAN, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 30,118,000 | 28,267,000 | 28,637,000 | 33,759,000 |
| Total loans | 6,104,000 | 6,534,000 | 6,982,000 | 7,246,000 |
| Allowance for loan losses | 73,000 | 73,000 | 73,000 | 73,000 |
| Securities available for sale | 11,968,000 | 11,975,000 | 12,992,000 | 12,470,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,286,000 | 25,745,000 | 25,949,000 | 31,193,000 |
| Interest-bearing deposits | 14,781,000 | 14,737,000 | 16,263,000 | 15,105,000 |
| Noninterest-bearing deposits | 12,505,000 | 11,008,000 | 9,686,000 | 16,088,000 |
| Equity capital | 2,805,000 | 2,499,000 | 2,664,000 | 2,547,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 147,000 | 305,000 | 475,000 | 653,000 |
| Interest expense | 16,000 | 32,000 | 45,000 | 58,000 |
| Net interest income | 131,000 | 273,000 | 430,000 | 595,000 |
| Noninterest income | 23,000 | 43,000 | 65,000 | 85,000 |
| Noninterest expense | 131,000 | 255,000 | 373,000 | 539,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 23,000 | 61,000 | 122,000 | 141,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 23,000 | 61,000 | 122,000 | 141,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,644,000 | 2,682,000 | 2,724,000 | 2,720,000 |
| Total capital | 2,717,000 | 2,755,000 | 2,797,000 | 2,793,000 |
| Risk-weighted assets | 11,037,000 | 10,624,000 | 10,967,000 | 12,110,000 |