Call reports 2012
FIRST NATIONAL BANK OF HERMAN, THE — 2012
What FIRST NATIONAL BANK OF HERMAN, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 25,095,000 | 23,284,000 | 24,005,000 | 30,012,000 |
| Total loans | 6,664,000 | 6,957,000 | 7,407,000 | 7,660,000 |
| Allowance for loan losses | 73,000 | 73,000 | 73,000 | 73,000 |
| Securities available for sale | 10,777,000 | 10,337,000 | 9,821,000 | 9,740,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,262,000 | 20,390,000 | 21,035,000 | 27,171,000 |
| Interest-bearing deposits | 13,022,000 | 12,772,000 | 12,925,000 | 12,958,000 |
| Noninterest-bearing deposits | 9,240,000 | 7,618,000 | 8,110,000 | 14,213,000 |
| Equity capital | 2,799,000 | 2,863,000 | 2,934,000 | 2,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 164,000 | 331,000 | 494,000 | 653,000 |
| Interest expense | 21,000 | 41,000 | 62,000 | 80,000 |
| Net interest income | 143,000 | 290,000 | 432,000 | 573,000 |
| Noninterest income | 23,000 | 44,000 | 65,000 | 85,000 |
| Noninterest expense | 134,000 | 263,000 | 396,000 | 559,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 32,000 | 105,000 | 163,000 | 161,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 32,000 | 105,000 | 163,000 | 161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,600,000 | 2,650,000 | 2,666,000 | 2,621,000 |
| Total capital | 2,673,000 | 2,723,000 | 2,739,000 | 2,694,000 |
| Risk-weighted assets | 10,964,000 | 10,508,000 | 10,804,000 | 11,876,000 |