Call reports 2011
FIRST NATIONAL BANK OF HERMAN, THE — 2011
What FIRST NATIONAL BANK OF HERMAN, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 23,802,000 | 23,460,000 | 27,502,000 | 26,927,000 |
| Total loans | 7,019,000 | 7,281,000 | 6,847,000 | 8,063,000 |
| Allowance for loan losses | 78,000 | 78,000 | 71,000 | 73,000 |
| Securities available for sale | 12,084,000 | 11,510,000 | 11,053,000 | 10,526,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,161,000 | 20,690,000 | 24,624,000 | 24,114,000 |
| Interest-bearing deposits | 14,159,000 | 14,271,000 | 14,632,000 | 12,837,000 |
| Noninterest-bearing deposits | 7,002,000 | 6,419,000 | 9,992,000 | 11,277,000 |
| Equity capital | 2,589,000 | 2,726,000 | 2,832,000 | 2,781,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 197,000 | 405,000 | 595,000 | 763,000 |
| Interest expense | 33,000 | 63,000 | 90,000 | 114,000 |
| Net interest income | 164,000 | 342,000 | 505,000 | 649,000 |
| Noninterest income | 23,000 | 42,000 | 63,000 | 85,000 |
| Noninterest expense | 144,000 | 285,000 | 438,000 | 602,000 |
| Provision for loan losses | 0 | 0 | 8,000 | 8,000 |
| Pretax income | 59,000 | 148,000 | 226,000 | 228,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 59,000 | 148,000 | 226,000 | 228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,538,000 | 2,552,000 | 2,598,000 | 2,600,000 |
| Total capital | 2,616,000 | 2,630,000 | 2,669,000 | 2,673,000 |
| Risk-weighted assets | 11,283,000 | 11,195,000 | 11,691,000 | 11,857,000 |