Call reports 2012
FIRST BANK OF GEORGIA — 2012
What FIRST BANK OF GEORGIA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 497,486,000 | 499,814,000 | 515,787,000 | 505,919,000 |
| Total loans | 313,000,000 | 326,383,000 | 328,779,000 | 314,263,000 |
| Allowance for loan losses | 6,898,000 | 6,854,000 | 6,557,000 | 5,954,000 |
| Securities available for sale | 104,903,000 | 113,492,000 | 107,420,000 | 132,760,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 414,783,000 | 413,498,000 | 426,880,000 | 417,640,000 |
| Interest-bearing deposits | 359,491,000 | 352,061,000 | 346,142,000 | 346,076,000 |
| Noninterest-bearing deposits | 55,292,000 | 61,438,000 | 80,737,000 | 71,564,000 |
| Equity capital | 51,060,000 | 53,170,000 | 54,353,000 | 55,383,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,256,000 | 10,482,000 | 15,682,000 | 20,569,000 |
| Interest expense | 1,072,000 | 2,088,000 | 3,033,000 | 3,682,000 |
| Net interest income | 4,184,000 | 8,394,000 | 12,649,000 | 16,887,000 |
| Noninterest income | 2,907,000 | 6,300,000 | 10,503,000 | 13,365,000 |
| Noninterest expense | 4,907,000 | 9,780,000 | 15,630,000 | 21,239,000 |
| Provision for loan losses | 305,000 | 430,000 | -299,000 | -605,000 |
| Pretax income | 1,879,000 | 4,485,000 | 7,832,000 | 9,513,000 |
| Income tax | 566,000 | 1,400,000 | 2,482,000 | 2,738,000 |
| Net income | 1,313,000 | 3,085,000 | 5,350,000 | 6,775,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,963,000 | 51,736,000 | 52,501,000 | 53,926,000 |
| Total capital | 54,838,000 | 56,673,000 | 57,016,000 | 58,321,000 |
| Risk-weighted assets | 387,990,000 | 393,073,000 | 359,506,000 | 351,559,000 |