Call reports 2006
FIRST BANK OF GEORGIA — 2006
What FIRST BANK OF GEORGIA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 369,136,000 | 372,159,000 | 407,477,000 | 417,384,000 |
| Total loans | 294,171,000 | 301,605,000 | 330,110,000 | 337,641,000 |
| Allowance for loan losses | 3,855,000 | 4,032,000 | 4,177,000 | 4,386,000 |
| Securities available for sale | 42,258,000 | 46,580,000 | 51,339,000 | 53,273,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 318,913,000 | 319,643,000 | 332,759,000 | 341,454,000 |
| Interest-bearing deposits | 276,968,000 | 277,792,000 | 290,134,000 | 301,493,000 |
| Noninterest-bearing deposits | 41,945,000 | 41,851,000 | 42,624,000 | 39,961,000 |
| Equity capital | 29,929,000 | 30,346,000 | 31,369,000 | 32,373,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,611,000 | 11,668,000 | 18,103,000 | 25,333,000 |
| Interest expense | 2,397,000 | 5,033,000 | 8,228,000 | 11,906,000 |
| Net interest income | 3,214,000 | 6,635,000 | 9,875,000 | 13,427,000 |
| Noninterest income | 2,209,000 | 4,550,000 | 6,986,000 | 9,800,000 |
| Noninterest expense | 4,107,000 | 8,688,000 | 13,073,000 | 17,643,000 |
| Provision for loan losses | 183,000 | 458,000 | 700,000 | 898,000 |
| Pretax income | 1,133,000 | 2,039,000 | 3,088,000 | 4,686,000 |
| Income tax | 395,000 | 714,000 | 1,026,000 | 1,646,000 |
| Net income | 738,000 | 1,325,000 | 2,062,000 | 3,040,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,530,000 | 31,117,000 | 31,853,000 | 32,654,000 |
| Total capital | 34,273,000 | 34,751,000 | 36,027,000 | 36,982,000 |
| Risk-weighted assets | 301,617,000 | 309,863,000 | 333,890,000 | 346,215,000 |
Machine access — free, no API key
Every figure shown here about FIRST BANK OF GEORGIA — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.