Call reports 2005
FIRST BANK OF GEORGIA — 2005
What FIRST BANK OF GEORGIA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 340,460,000 | 352,942,000 | 374,181,000 | 349,368,000 |
| Total loans | 270,435,000 | 293,838,000 | 310,188,000 | 288,375,000 |
| Allowance for loan losses | 3,731,000 | 4,060,000 | 4,108,000 | 3,756,000 |
| Securities available for sale | 39,405,000 | 38,640,000 | 38,206,000 | 38,333,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 273,600,000 | 286,887,000 | 302,304,000 | 304,521,000 |
| Interest-bearing deposits | 233,673,000 | 247,600,000 | 258,883,000 | 267,454,000 |
| Noninterest-bearing deposits | 39,927,000 | 39,287,000 | 43,420,000 | 37,067,000 |
| Equity capital | 26,700,000 | 27,492,000 | 28,440,000 | 29,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,630,000 | 9,600,000 | 15,135,000 | 20,876,000 |
| Interest expense | 1,606,000 | 3,510,000 | 5,927,000 | 8,370,000 |
| Net interest income | 3,024,000 | 6,090,000 | 9,208,000 | 12,506,000 |
| Noninterest income | 2,476,000 | 4,800,000 | 7,777,000 | 10,331,000 |
| Noninterest expense | 3,816,000 | 7,684,000 | 11,879,000 | 16,182,000 |
| Provision for loan losses | 319,000 | 747,000 | 1,103,000 | 1,022,000 |
| Pretax income | 1,366,000 | 2,460,000 | 4,004,000 | 5,634,000 |
| Income tax | 513,000 | 914,000 | 1,477,000 | 2,030,000 |
| Net income | 853,000 | 1,546,000 | 2,527,000 | 3,604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,999,000 | 27,734,000 | 28,715,000 | 29,792,000 |
| Total capital | 30,276,000 | 31,334,000 | 32,531,000 | 33,473,000 |
| Risk-weighted assets | 261,733,000 | 287,529,000 | 304,956,000 | 294,404,000 |
Machine access — free, no API key
Every figure shown here about FIRST BANK OF GEORGIA — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.