Call reports 2025
SECURITY STATE BANK OF OKLEE — 2025
What SECURITY STATE BANK OF OKLEE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 46,132,000 | 46,464,000 | 46,375,000 | 47,269,000 |
| Total loans | 18,251,000 | 19,443,000 | 20,890,000 | 21,053,000 |
| Allowance for loan losses | 355,000 | 361,000 | 367,000 | 337,000 |
| Securities available for sale | 21,294,000 | 19,383,000 | 22,415,000 | 22,459,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,756,000 | 38,815,000 | 38,503,000 | 39,414,000 |
| Interest-bearing deposits | 31,963,000 | 32,964,000 | 31,355,000 | 32,819,000 |
| Noninterest-bearing deposits | 6,793,000 | 5,851,000 | 7,148,000 | 6,595,000 |
| Equity capital | 7,199,000 | 7,430,000 | 7,639,000 | 7,426,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 561,000 | 1,125,000 | 1,682,000 | 2,272,000 |
| Interest expense | 220,000 | 445,000 | 675,000 | 908,000 |
| Net interest income | 341,000 | 680,000 | 1,007,000 | 1,364,000 |
| Noninterest income | 104,000 | 176,000 | 288,000 | 382,000 |
| Noninterest expense | 217,000 | 431,000 | 667,000 | 888,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | -12,000 |
| Pretax income | 222,000 | 413,000 | 610,000 | 830,000 |
| Income tax | 29,000 | 77,000 | 101,000 | 101,000 |
| Net income | 193,000 | 336,000 | 509,000 | 729,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,148,000 | 7,289,000 | 7,463,000 | 7,197,000 |
| Total capital | 7,356,000 | 7,506,000 | 7,698,000 | 7,431,000 |
| Risk-weighted assets | 16,565,000 | 17,250,000 | 18,694,000 | 18,613,000 |