Call reports 2015
SECURITY STATE BANK OF OKLEE — 2015
What SECURITY STATE BANK OF OKLEE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 34,214,000 | 32,220,000 | 31,042,000 | 32,030,000 |
| Total loans | 9,770,000 | 10,718,000 | 10,875,000 | 10,028,000 |
| Allowance for loan losses | 384,000 | 387,000 | 385,000 | 387,000 |
| Securities available for sale | 10,164,000 | 9,665,000 | 9,766,000 | 10,094,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,075,000 | 27,253,000 | 25,927,000 | 26,909,000 |
| Interest-bearing deposits | 23,959,000 | 22,561,000 | 21,578,000 | 20,717,000 |
| Noninterest-bearing deposits | 5,116,000 | 4,692,000 | 4,349,000 | 6,192,000 |
| Equity capital | 4,921,000 | 4,915,000 | 5,044,000 | 5,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 148,000 | 304,000 | 464,000 | 622,000 |
| Interest expense | 19,000 | 39,000 | 58,000 | 78,000 |
| Net interest income | 129,000 | 265,000 | 406,000 | 544,000 |
| Noninterest income | 72,000 | 81,000 | 210,000 | 302,000 |
| Noninterest expense | 140,000 | 270,000 | 414,000 | 555,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 10,000 |
| Pretax income | 58,000 | 70,000 | 193,000 | 281,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 58,000 | 70,000 | 193,000 | 281,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,841,000 | 4,854,000 | 4,977,000 | 5,065,000 |
| Total capital | 4,970,000 | 4,992,000 | 5,125,000 | 5,205,000 |
| Risk-weighted assets | 10,087,000 | 10,801,000 | 11,671,000 | 11,026,000 |