Call reports 2010
SECURITY STATE BANK OF OKLEE — 2010
What SECURITY STATE BANK OF OKLEE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 31,325,000 | 30,689,000 | 29,540,000 | 30,334,000 |
| Total loans | 5,985,000 | 6,649,000 | 6,693,000 | 6,719,000 |
| Allowance for loan losses | 323,000 | 326,000 | 329,000 | 332,000 |
| Securities available for sale | 9,887,000 | 6,798,000 | 6,747,000 | 6,099,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,980,000 | 25,661,000 | 24,499,000 | 25,233,000 |
| Interest-bearing deposits | 21,991,000 | 22,977,000 | 21,688,000 | 22,032,000 |
| Noninterest-bearing deposits | 3,989,000 | 2,684,000 | 2,812,000 | 3,201,000 |
| Equity capital | 5,205,000 | 4,884,000 | 4,877,000 | 5,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 178,000 | 364,000 | 531,000 | 686,000 |
| Interest expense | 70,000 | 133,000 | 191,000 | 243,000 |
| Net interest income | 108,000 | 231,000 | 340,000 | 443,000 |
| Noninterest income | 38,000 | 80,000 | 88,000 | 259,000 |
| Noninterest expense | 125,000 | 241,000 | 373,000 | 487,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 18,000 | 64,000 | 46,000 | 203,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 18,000 | 64,000 | 46,000 | 203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,140,000 | 4,820,000 | 4,803,000 | 4,959,000 |
| Total capital | 5,251,000 | 4,932,000 | 4,921,000 | 5,074,000 |
| Risk-weighted assets | 8,685,000 | 8,754,000 | 9,246,000 | 8,955,000 |