Call reports 2018
PEOPLES BANK AND TRUST COMPANY — 2018
What PEOPLES BANK AND TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 73,393,000 | 71,448,000 | 70,759,000 | 71,664,000 |
| Total loans | 21,907,000 | 21,831,000 | 21,532,000 | 21,967,000 |
| Allowance for loan losses | 332,000 | 330,000 | 330,000 | 328,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 37,393,000 | 37,394,000 | 37,196,000 | 36,882,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,836,000 | 60,676,000 | 59,713,000 | 60,447,000 |
| Interest-bearing deposits | 54,311,000 | 51,780,000 | 51,395,000 | 51,415,000 |
| Noninterest-bearing deposits | 8,525,000 | 8,896,000 | 8,318,000 | 9,032,000 |
| Equity capital | 10,379,000 | 10,604,000 | 10,849,000 | 10,860,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 540,000 | 1,106,000 | 1,673,000 | 2,240,000 |
| Interest expense | 120,000 | 247,000 | 381,000 | 528,000 |
| Net interest income | 420,000 | 859,000 | 1,292,000 | 1,712,000 |
| Noninterest income | 40,000 | 82,000 | 126,000 | 170,000 |
| Noninterest expense | 183,000 | 390,000 | 566,000 | 798,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 277,000 | 551,000 | 852,000 | 1,084,000 |
| Income tax | 50,000 | 99,000 | 155,000 | 196,000 |
| Net income | 227,000 | 452,000 | 697,000 | 888,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,379,000 | 10,604,000 | 10,849,000 | 10,860,000 |
| Total capital | 10,711,000 | 10,934,000 | 11,179,000 | 11,188,000 |
| Risk-weighted assets | 27,519,000 | 26,824,000 | 26,479,000 | 27,006,000 |