Call reports 2017
PEOPLES BANK AND TRUST COMPANY — 2017
What PEOPLES BANK AND TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 72,813,000 | 69,364,000 | 69,109,000 | 70,207,000 |
| Total loans | 20,206,000 | 21,072,000 | 22,804,000 | 22,140,000 |
| Allowance for loan losses | 327,000 | 327,000 | 327,000 | 332,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 36,994,000 | 37,496,000 | 37,390,000 | 37,391,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,762,000 | 59,172,000 | 58,652,000 | 59,743,000 |
| Interest-bearing deposits | 55,262,000 | 51,977,000 | 51,308,000 | 51,529,000 |
| Noninterest-bearing deposits | 7,500,000 | 7,195,000 | 7,344,000 | 8,214,000 |
| Equity capital | 9,881,000 | 10,047,000 | 10,253,000 | 10,152,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 472,000 | 981,000 | 1,526,000 | 2,048,000 |
| Interest expense | 118,000 | 236,000 | 351,000 | 471,000 |
| Net interest income | 354,000 | 745,000 | 1,175,000 | 1,577,000 |
| Noninterest income | 67,000 | 104,000 | 151,000 | 195,000 |
| Noninterest expense | 189,000 | 387,000 | 571,000 | 874,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 232,000 | 463,000 | 756,000 | 894,000 |
| Income tax | 56,000 | 122,000 | 208,000 | 247,000 |
| Net income | 176,000 | 341,000 | 548,000 | 647,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,881,000 | 10,047,000 | 10,253,000 | 10,152,000 |
| Total capital | 10,204,000 | 10,371,000 | 10,580,000 | 10,484,000 |
| Risk-weighted assets | 25,857,000 | 25,923,000 | 27,280,000 | 27,060,000 |