Call reports 2016
PEOPLES BANK AND TRUST COMPANY — 2016
What PEOPLES BANK AND TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 70,693,000 | 70,145,000 | 69,679,000 | 70,380,000 |
| Total loans | 19,536,000 | 19,786,000 | 20,226,000 | 20,121,000 |
| Allowance for loan losses | 328,000 | 328,000 | 328,000 | 327,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 33,482,000 | 31,133,000 | 31,145,000 | 34,142,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,014,000 | 60,301,000 | 59,755,000 | 60,401,000 |
| Interest-bearing deposits | 53,867,000 | 52,756,000 | 52,397,000 | 52,832,000 |
| Noninterest-bearing deposits | 7,147,000 | 7,545,000 | 7,358,000 | 7,569,000 |
| Equity capital | 9,496,000 | 9,641,000 | 9,785,000 | 9,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 516,000 | 1,003,000 | 1,462,000 | 1,923,000 |
| Interest expense | 112,000 | 227,000 | 346,000 | 465,000 |
| Net interest income | 404,000 | 776,000 | 1,116,000 | 1,458,000 |
| Noninterest income | 35,000 | 67,000 | 102,000 | 144,000 |
| Noninterest expense | 222,000 | 444,000 | 634,000 | 887,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 227,000 | 425,000 | 624,000 | 755,000 |
| Income tax | 64,000 | 118,000 | 172,000 | 203,000 |
| Net income | 163,000 | 307,000 | 452,000 | 552,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,496,000 | 9,641,000 | 9,785,000 | 9,705,000 |
| Total capital | 9,810,000 | 9,955,000 | 10,098,000 | 10,022,000 |
| Risk-weighted assets | 25,093,000 | 25,140,000 | 25,029,000 | 25,324,000 |