Call reports 2015
PEOPLES BANK AND TRUST COMPANY — 2015
What PEOPLES BANK AND TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 67,582,000 | 66,412,000 | 65,908,000 | 68,496,000 |
| Total loans | 19,276,000 | 19,822,000 | 20,036,000 | 19,910,000 |
| Allowance for loan losses | 327,000 | 327,000 | 327,000 | 328,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 39,179,000 | 38,871,000 | 38,873,000 | 37,247,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,370,000 | 57,042,000 | 56,333,000 | 58,847,000 |
| Interest-bearing deposits | 50,672,000 | 49,046,000 | 48,578,000 | 51,736,000 |
| Noninterest-bearing deposits | 7,698,000 | 7,996,000 | 7,755,000 | 7,111,000 |
| Equity capital | 9,046,000 | 9,222,000 | 9,400,000 | 9,333,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 489,000 | 984,000 | 1,495,000 | 1,996,000 |
| Interest expense | 105,000 | 210,000 | 314,000 | 422,000 |
| Net interest income | 384,000 | 774,000 | 1,181,000 | 1,574,000 |
| Noninterest income | 30,000 | 64,000 | 102,000 | 141,000 |
| Noninterest expense | 217,000 | 400,000 | 597,000 | 874,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 201,000 | 448,000 | 697,000 | 847,000 |
| Income tax | 54,000 | 124,000 | 195,000 | 232,000 |
| Net income | 147,000 | 324,000 | 502,000 | 615,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,046,000 | 9,222,000 | 9,400,000 | 9,333,000 |
| Total capital | 9,349,000 | 9,527,000 | 9,704,000 | 9,644,000 |
| Risk-weighted assets | 24,254,000 | 24,415,000 | 24,280,000 | 24,878,000 |