Call reports 2014
PEOPLES BANK AND TRUST COMPANY — 2014
What PEOPLES BANK AND TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 65,620,000 | 64,564,000 | 64,048,000 | 64,905,000 |
| Total loans | 18,151,000 | 18,274,000 | 18,789,000 | 19,305,000 |
| Allowance for loan losses | 327,000 | 327,000 | 327,000 | 327,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 41,029,000 | 41,030,000 | 39,532,000 | 37,824,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,846,000 | 55,631,000 | 54,920,000 | 55,705,000 |
| Interest-bearing deposits | 50,310,000 | 48,843,000 | 47,749,000 | 48,326,000 |
| Noninterest-bearing deposits | 6,536,000 | 6,788,000 | 7,171,000 | 7,379,000 |
| Equity capital | 8,645,000 | 8,807,000 | 8,979,000 | 8,898,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 487,000 | 980,000 | 1,473,000 | 1,967,000 |
| Interest expense | 109,000 | 217,000 | 326,000 | 432,000 |
| Net interest income | 378,000 | 763,000 | 1,147,000 | 1,535,000 |
| Noninterest income | 28,000 | 58,000 | 98,000 | 133,000 |
| Noninterest expense | 187,000 | 379,000 | 567,000 | 864,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 219,000 | 442,000 | 678,000 | 804,000 |
| Income tax | 58,000 | 119,000 | 183,000 | 210,000 |
| Net income | 161,000 | 323,000 | 495,000 | 594,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,645,000 | 8,807,000 | 8,979,000 | 8,898,000 |
| Total capital | 8,937,000 | 9,098,000 | 9,272,000 | 9,197,000 |
| Risk-weighted assets | 23,299,000 | 23,228,000 | 23,420,000 | 23,883,000 |