Call reports 2013
PEOPLES BANK AND TRUST COMPANY — 2013
What PEOPLES BANK AND TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 65,093,000 | 64,706,000 | 63,509,000 | 63,211,000 |
| Total loans | 15,802,000 | 16,642,000 | 16,927,000 | 17,763,000 |
| Allowance for loan losses | 327,000 | 327,000 | 327,000 | 327,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 39,182,000 | 41,183,000 | 41,277,000 | 41,278,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,758,000 | 56,170,000 | 54,841,000 | 54,065,000 |
| Interest-bearing deposits | 49,855,000 | 49,200,000 | 48,543,000 | 47,740,000 |
| Noninterest-bearing deposits | 6,903,000 | 6,970,000 | 6,298,000 | 6,325,000 |
| Equity capital | 8,230,000 | 8,391,000 | 8,557,000 | 8,484,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 449,000 | 918,000 | 1,407,000 | 1,896,000 |
| Interest expense | 121,000 | 240,000 | 359,000 | 473,000 |
| Net interest income | 328,000 | 678,000 | 1,048,000 | 1,423,000 |
| Noninterest income | 30,000 | 66,000 | 98,000 | 129,000 |
| Noninterest expense | 197,000 | 366,000 | 540,000 | 810,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 161,000 | 379,000 | 607,000 | 743,000 |
| Income tax | 39,000 | 95,000 | 158,000 | 187,000 |
| Net income | 122,000 | 284,000 | 449,000 | 556,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,230,000 | 8,391,000 | 8,557,000 | 8,484,000 |
| Total capital | 8,507,000 | 8,673,000 | 8,840,000 | 8,771,000 |
| Risk-weighted assets | 22,093,000 | 22,517,000 | 22,620,000 | 22,920,000 |