Call reports 2012
PEOPLES BANK AND TRUST COMPANY — 2012
What PEOPLES BANK AND TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 61,386,000 | 62,292,000 | 62,425,000 | 62,130,000 |
| Total loans | 15,176,000 | 15,483,000 | 15,607,000 | 15,754,000 |
| Allowance for loan losses | 327,000 | 327,000 | 327,000 | 327,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 34,782,000 | 38,368,000 | 39,531,000 | 36,181,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,311,000 | 54,099,000 | 54,070,000 | 53,785,000 |
| Interest-bearing deposits | 47,478,000 | 48,235,000 | 48,168,000 | 47,293,000 |
| Noninterest-bearing deposits | 5,833,000 | 5,864,000 | 5,902,000 | 6,492,000 |
| Equity capital | 7,889,000 | 8,049,000 | 8,199,000 | 8,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 509,000 | 1,013,000 | 1,491,000 | 1,972,000 |
| Interest expense | 138,000 | 273,000 | 404,000 | 533,000 |
| Net interest income | 371,000 | 740,000 | 1,087,000 | 1,439,000 |
| Noninterest income | 34,000 | 68,000 | 102,000 | 134,000 |
| Noninterest expense | 186,000 | 375,000 | 553,000 | 826,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 219,000 | 439,000 | 642,000 | 754,000 |
| Income tax | 61,000 | 121,000 | 174,000 | 197,000 |
| Net income | 158,000 | 318,000 | 468,000 | 557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,889,000 | 8,049,000 | 8,199,000 | 8,108,000 |
| Total capital | 8,154,000 | 8,320,000 | 8,470,000 | 8,377,000 |
| Risk-weighted assets | 21,121,000 | 21,635,000 | 21,589,000 | 21,483,000 |