Call reports 2011
PEOPLES BANK AND TRUST COMPANY — 2011
What PEOPLES BANK AND TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 57,796,000 | 56,446,000 | 57,092,000 | 57,631,000 |
| Total loans | 14,313,000 | 14,975,000 | 14,788,000 | 14,920,000 |
| Allowance for loan losses | 327,000 | 327,000 | 327,000 | 327,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 36,138,000 | 35,240,000 | 35,043,000 | 33,671,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,150,000 | 48,663,000 | 49,096,000 | 49,573,000 |
| Interest-bearing deposits | 45,056,000 | 43,567,000 | 43,763,000 | 44,058,000 |
| Noninterest-bearing deposits | 5,094,000 | 5,096,000 | 5,333,000 | 5,515,000 |
| Equity capital | 7,454,000 | 7,617,000 | 7,800,000 | 7,731,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 534,000 | 1,056,000 | 1,587,000 | 2,111,000 |
| Interest expense | 155,000 | 311,000 | 464,000 | 611,000 |
| Net interest income | 379,000 | 745,000 | 1,123,000 | 1,500,000 |
| Noninterest income | 38,000 | 71,000 | 106,000 | 143,000 |
| Noninterest expense | 198,000 | 374,000 | 544,000 | 819,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 227,000 | 457,000 | 712,000 | 859,000 |
| Income tax | 58,000 | 125,000 | 197,000 | 233,000 |
| Net income | 169,000 | 332,000 | 515,000 | 626,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,454,000 | 7,617,000 | 7,800,000 | 7,731,000 |
| Total capital | 7,706,000 | 7,871,000 | 8,053,000 | 7,988,000 |
| Risk-weighted assets | 20,099,000 | 20,222,000 | 20,187,000 | 20,513,000 |