Call reports 2010
PEOPLES BANK AND TRUST COMPANY — 2010
What PEOPLES BANK AND TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 54,113,000 | 53,440,000 | 53,602,000 | 53,164,000 |
| Total loans | 15,242,000 | 14,909,000 | 14,908,000 | 14,804,000 |
| Allowance for loan losses | 326,000 | 327,000 | 327,000 | 327,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 28,545,000 | 33,413,000 | 35,117,000 | 35,918,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,945,000 | 46,158,000 | 46,093,000 | 45,608,000 |
| Interest-bearing deposits | 42,118,000 | 41,062,000 | 41,207,000 | 40,857,000 |
| Noninterest-bearing deposits | 4,827,000 | 5,096,000 | 4,886,000 | 4,751,000 |
| Equity capital | 6,973,000 | 7,130,000 | 7,302,000 | 7,285,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 533,000 | 1,051,000 | 1,610,000 | 2,152,000 |
| Interest expense | 182,000 | 351,000 | 520,000 | 682,000 |
| Net interest income | 351,000 | 700,000 | 1,090,000 | 1,470,000 |
| Noninterest income | 46,000 | 84,000 | 122,000 | 161,000 |
| Noninterest expense | 194,000 | 370,000 | 542,000 | 811,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 205,000 | 418,000 | 676,000 | 835,000 |
| Income tax | 61,000 | 116,000 | 202,000 | 238,000 |
| Net income | 144,000 | 302,000 | 474,000 | 597,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,973,000 | 7,130,000 | 7,302,000 | 7,285,000 |
| Total capital | 7,221,000 | 7,375,000 | 7,552,000 | 7,530,000 |
| Risk-weighted assets | 19,793,000 | 19,544,000 | 19,783,000 | 19,535,000 |