Call reports 2012
FIRST NATIONAL BANK — 2012
What FIRST NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 91,722,000 | 81,743,000 | 79,317,000 | 79,943,000 |
| Total loans | 39,669,000 | 38,240,000 | 35,046,000 | 28,742,000 |
| Allowance for loan losses | 1,212,000 | 1,152,000 | 1,163,000 | 1,163,000 |
| Securities available for sale | 19,438,000 | 19,169,000 | 19,687,000 | 19,364,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,553,000 | 69,414,000 | 65,994,000 | 67,528,000 |
| Interest-bearing deposits | 63,246,000 | 54,211,000 | 52,127,000 | 51,475,000 |
| Noninterest-bearing deposits | 16,307,000 | 15,203,000 | 13,867,000 | 16,053,000 |
| Equity capital | 8,727,000 | 8,450,000 | 8,515,000 | 8,277,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 600,000 | 1,197,000 | 1,754,000 | 2,305,000 |
| Interest expense | 87,000 | 161,000 | 226,000 | 284,000 |
| Net interest income | 513,000 | 1,036,000 | 1,528,000 | 2,021,000 |
| Noninterest income | 295,000 | 500,000 | 847,000 | 553,000 |
| Noninterest expense | 854,000 | 1,797,000 | 2,657,000 | 3,068,000 |
| Provision for loan losses | 370,000 | 510,000 | 510,000 | 510,000 |
| Pretax income | -359,000 | -715,000 | -736,000 | -949,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -359,000 | -715,000 | -736,000 | -949,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,497,000 | 8,149,000 | 8,142,000 | 7,932,000 |
| Total capital | 9,086,000 | 8,716,000 | 8,678,000 | 8,413,000 |
| Risk-weighted assets | 45,355,000 | 43,407,000 | 40,952,000 | 36,084,000 |