Call reports 2004
FIRST NATIONAL BANK — 2004
What FIRST NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 74,659,000 | 73,595,000 | 73,094,000 | 77,089,000 |
| Total loans | 42,975,000 | 42,535,000 | 44,791,000 | 46,716,000 |
| Allowance for loan losses | 531,000 | 561,000 | 592,000 | 620,000 |
| Securities available for sale | 23,840,000 | 23,156,000 | 23,029,000 | 23,297,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,607,000 | 65,225,000 | 63,589,000 | 65,963,000 |
| Interest-bearing deposits | 54,199,000 | 54,934,000 | 55,635,000 | 56,103,000 |
| Noninterest-bearing deposits | 10,408,000 | 10,291,000 | 7,954,000 | 9,860,000 |
| Equity capital | 5,497,000 | 4,872,000 | 5,287,000 | 5,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 907,000 | 1,787,000 | 2,716,000 | 3,732,000 |
| Interest expense | 263,000 | 527,000 | 800,000 | 1,086,000 |
| Net interest income | 644,000 | 1,258,000 | 1,916,000 | 2,646,000 |
| Noninterest income | 186,000 | 420,000 | 615,000 | 835,000 |
| Noninterest expense | 641,000 | 1,252,000 | 1,884,000 | 2,543,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 145,000 | 365,000 | 554,000 | 815,000 |
| Income tax | 5,000 | 14,000 | 24,000 | 38,000 |
| Net income | 140,000 | 351,000 | 530,000 | 777,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,954,000 | 4,961,000 | 5,058,000 | 5,305,000 |
| Total capital | 5,485,000 | 5,522,000 | 5,650,000 | 5,925,000 |
| Risk-weighted assets | 47,634,000 | 47,844,000 | 49,543,000 | 50,508,000 |
Machine access — free, no API key
Every figure shown here about FIRST NATIONAL BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.