Call reports 2026
BANK OF FAYETTE COUNTY, THE — 2026
What BANK OF FAYETTE COUNTY, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,121,513,000 | 1,139,937,000 |
| Total loans | 919,221,000 | 934,270,000 |
| Allowance for loan losses | 10,567,000 | 10,820,000 |
| Securities available for sale | 80,222,000 | 90,489,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 969,864,000 | 987,708,000 |
| Interest-bearing deposits | 793,799,000 | 814,400,000 |
| Noninterest-bearing deposits | 176,065,000 | 173,308,000 |
| Equity capital | 102,033,000 | 103,742,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 17,128,000 | 34,872,000 |
| Interest expense | 6,700,000 | 13,425,000 |
| Net interest income | 10,428,000 | 21,447,000 |
| Noninterest income | 697,000 | 1,508,000 |
| Noninterest expense | 7,430,000 | 15,035,000 |
| Provision for loan losses | 420,000 | 810,000 |
| Pretax income | 3,275,000 | 7,110,000 |
| Income tax | 632,000 | 1,610,000 |
| Net income | 2,643,000 | 5,500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 106,117,000 | 107,875,000 |