Call reports 2025
BANK OF FAYETTE COUNTY, THE — 2025
What BANK OF FAYETTE COUNTY, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,022,434,000 | 1,057,897,000 | 1,076,725,000 | 1,095,717,000 |
| Total loans | 835,717,000 | 871,609,000 | 884,343,000 | 898,399,000 |
| Allowance for loan losses | 9,469,000 | 9,863,000 | 9,962,000 | 10,212,000 |
| Securities available for sale | 67,263,000 | 68,033,000 | 70,966,000 | 77,102,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 878,888,000 | 912,532,000 | 928,518,000 | 947,061,000 |
| Interest-bearing deposits | 714,671,000 | 739,987,000 | 766,746,000 | 775,622,000 |
| Noninterest-bearing deposits | 164,217,000 | 172,545,000 | 161,772,000 | 171,439,000 |
| Equity capital | 94,380,000 | 96,091,000 | 99,376,000 | 100,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 15,789,000 | 32,524,000 | 49,830,000 | 67,405,000 |
| Interest expense | 6,502,000 | 13,323,000 | 20,381,000 | 27,307,000 |
| Net interest income | 9,287,000 | 19,201,000 | 29,449,000 | 40,098,000 |
| Noninterest income | 591,000 | 1,222,000 | 1,880,000 | 2,630,000 |
| Noninterest expense | 6,500,000 | 13,205,000 | 19,969,000 | 27,210,000 |
| Provision for loan losses | 340,000 | 840,000 | 1,440,000 | 1,840,000 |
| Pretax income | 3,038,000 | 6,378,000 | 9,924,000 | 13,682,000 |
| Income tax | 450,000 | 810,000 | 1,910,000 | 3,131,000 |
| Net income | 2,588,000 | 5,568,000 | 8,014,000 | 10,551,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,349,000 | 100,733,000 | 103,182,000 | 104,221,000 |