Call reports 2024
BANK OF FAYETTE COUNTY, THE — 2024
What BANK OF FAYETTE COUNTY, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 924,008,000 | 940,091,000 | 984,830,000 | 991,080,000 |
| Total loans | 764,525,000 | 780,833,000 | 802,536,000 | 818,155,000 |
| Allowance for loan losses | 9,863,000 | 9,823,000 | 9,535,000 | 9,796,000 |
| Securities available for sale | 60,036,000 | 59,490,000 | 63,640,000 | 60,160,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 772,615,000 | 787,622,000 | 827,807,000 | 851,767,000 |
| Interest-bearing deposits | 620,734,000 | 626,125,000 | 663,615,000 | 683,736,000 |
| Noninterest-bearing deposits | 151,881,000 | 161,497,000 | 164,192,000 | 168,031,000 |
| Equity capital | 85,924,000 | 87,200,000 | 91,525,000 | 91,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 14,266,000 | 29,201,000 | 44,859,000 | 60,942,000 |
| Interest expense | 6,077,000 | 12,458,000 | 19,255,000 | 25,978,000 |
| Net interest income | 8,189,000 | 16,743,000 | 25,604,000 | 34,964,000 |
| Noninterest income | 651,000 | 1,387,000 | 1,902,000 | 2,561,000 |
| Noninterest expense | 5,716,000 | 11,744,000 | 17,758,000 | 24,457,000 |
| Provision for loan losses | 123,000 | 214,000 | 307,000 | 698,000 |
| Pretax income | 3,001,000 | 6,172,000 | 9,441,000 | 12,370,000 |
| Income tax | 586,000 | 1,189,000 | 1,804,000 | 2,007,000 |
| Net income | 2,415,000 | 4,983,000 | 7,637,000 | 10,363,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,839,000 | 92,929,000 | 95,604,000 | 96,751,000 |