Call reports 2023
BANK OF FAYETTE COUNTY, THE — 2023
What BANK OF FAYETTE COUNTY, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 857,903,000 | 850,017,000 | 877,405,000 | 896,736,000 |
| Total loans | 703,246,000 | 715,828,000 | 736,880,000 | 749,661,000 |
| Allowance for loan losses | 9,730,000 | 9,634,000 | 9,672,000 | 9,778,000 |
| Securities available for sale | 57,924,000 | 56,152,000 | 54,796,000 | 56,771,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 749,179,000 | 735,418,000 | 733,177,000 | 749,353,000 |
| Interest-bearing deposits | 588,536,000 | 574,835,000 | 577,503,000 | 587,819,000 |
| Noninterest-bearing deposits | 160,643,000 | 160,583,000 | 155,674,000 | 161,534,000 |
| Equity capital | 79,066,000 | 79,704,000 | 80,548,000 | 83,936,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 11,259,000 | 23,533,000 | 36,560,000 | 50,415,000 |
| Interest expense | 3,847,000 | 8,181,000 | 13,146,000 | 18,845,000 |
| Net interest income | 7,412,000 | 15,352,000 | 23,414,000 | 31,570,000 |
| Noninterest income | 671,000 | 1,355,000 | 2,067,000 | 2,702,000 |
| Noninterest expense | 5,435,000 | 10,915,000 | 16,420,000 | 22,021,000 |
| Provision for loan losses | 140,000 | 276,000 | 482,000 | 710,000 |
| Pretax income | 2,514,000 | 5,522,000 | 8,585,000 | 11,547,000 |
| Income tax | 703,000 | 1,276,000 | 1,858,000 | 2,433,000 |
| Net income | 1,811,000 | 4,246,000 | 6,727,000 | 9,114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,339,000 | 85,796,000 | 87,950,000 | 89,409,000 |