Call reports 2022
BANK OF FAYETTE COUNTY, THE — 2022
What BANK OF FAYETTE COUNTY, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 829,666,000 | 831,532,000 | 823,573,000 | 847,944,000 |
| Total loans | 639,958,000 | 664,504,000 | 695,118,000 | 713,283,000 |
| Allowance for loan losses | 9,217,000 | 9,407,000 | 9,419,000 | 10,244,000 |
| Securities available for sale | 56,183,000 | 60,384,000 | 56,194,000 | 56,608,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 749,545,000 | 753,550,000 | 735,479,000 | 753,355,000 |
| Interest-bearing deposits | 591,375,000 | 588,159,000 | 558,847,000 | 578,875,000 |
| Noninterest-bearing deposits | 158,170,000 | 165,391,000 | 176,633,000 | 174,480,000 |
| Equity capital | 74,169,000 | 74,111,000 | 75,436,000 | 76,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 8,955,000 | 18,425,000 | 28,517,000 | 39,412,000 |
| Interest expense | 994,000 | 1,978,000 | 3,243,000 | 5,886,000 |
| Net interest income | 7,961,000 | 16,447,000 | 25,274,000 | 33,526,000 |
| Noninterest income | 763,000 | 1,523,000 | 2,375,000 | 3,037,000 |
| Noninterest expense | 4,958,000 | 10,263,000 | 15,656,000 | 21,455,000 |
| Provision for loan losses | 90,000 | 297,000 | 570,000 | 1,452,000 |
| Pretax income | 3,676,000 | 7,410,000 | 11,423,000 | 13,656,000 |
| Income tax | 882,000 | 1,727,000 | 2,578,000 | 3,479,000 |
| Net income | 2,794,000 | 5,683,000 | 8,845,000 | 10,177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,056,000 | 79,167,000 | 82,350,000 | 82,505,000 |