Call reports 2021
BANK OF FAYETTE COUNTY, THE — 2021
What BANK OF FAYETTE COUNTY, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 731,624,000 | 720,516,000 | 755,131,000 | 806,122,000 |
| Total loans | 579,968,000 | 592,876,000 | 630,222,000 | 645,362,000 |
| Allowance for loan losses | 8,034,000 | 8,120,000 | 8,357,000 | 9,303,000 |
| Securities available for sale | 49,660,000 | 61,286,000 | 60,138,000 | 57,992,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 649,132,000 | 643,553,000 | 674,850,000 | 726,364,000 |
| Interest-bearing deposits | 523,974,000 | 514,238,000 | 540,356,000 | 566,855,000 |
| Noninterest-bearing deposits | 125,158,000 | 129,315,000 | 134,494,000 | 159,509,000 |
| Equity capital | 69,226,000 | 71,188,000 | 74,010,000 | 74,277,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 8,365,000 | 17,046,000 | 26,029,000 | 35,200,000 |
| Interest expense | 1,341,000 | 2,514,000 | 3,619,000 | 4,718,000 |
| Net interest income | 7,024,000 | 14,532,000 | 22,410,000 | 30,482,000 |
| Noninterest income | 728,000 | 1,391,000 | 2,218,000 | 3,070,000 |
| Noninterest expense | 4,462,000 | 9,094,000 | 13,798,000 | 18,848,000 |
| Provision for loan losses | 141,000 | 323,000 | 642,000 | 1,925,000 |
| Pretax income | 3,170,000 | 6,529,000 | 10,205,000 | 12,796,000 |
| Income tax | 776,000 | 1,610,000 | 2,511,000 | 3,490,000 |
| Net income | 2,394,000 | 4,919,000 | 7,694,000 | 9,306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,011,000 | 70,809,000 | 73,604,000 | 74,239,000 |