Call reports 2020
BANK OF FAYETTE COUNTY, THE — 2020
What BANK OF FAYETTE COUNTY, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 678,089,000 | 731,196,000 | 748,039,000 | 729,599,000 |
| Total loans | 575,028,000 | 580,087,000 | 583,734,000 | 586,751,000 |
| Allowance for loan losses | 6,440,000 | 6,836,000 | 7,241,000 | 7,951,000 |
| Securities available for sale | 38,518,000 | 49,835,000 | 49,403,000 | 51,590,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 591,346,000 | 634,744,000 | 654,604,000 | 643,372,000 |
| Interest-bearing deposits | 504,659,000 | 528,714,000 | 547,778,000 | 521,749,000 |
| Noninterest-bearing deposits | 86,687,000 | 106,030,000 | 106,826,000 | 121,623,000 |
| Equity capital | 62,241,000 | 65,043,000 | 67,312,000 | 67,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 8,754,000 | 17,501,000 | 26,623,000 | 35,425,000 |
| Interest expense | 2,356,000 | 4,439,000 | 6,377,000 | 8,092,000 |
| Net interest income | 6,398,000 | 13,062,000 | 20,246,000 | 27,333,000 |
| Noninterest income | 538,000 | 1,314,000 | 1,986,000 | 2,762,000 |
| Noninterest expense | 4,145,000 | 8,308,000 | 12,677,000 | 17,292,000 |
| Provision for loan losses | 46,000 | 421,000 | 988,000 | 1,858,000 |
| Pretax income | 2,810,000 | 5,875,000 | 8,795,000 | 11,173,000 |
| Income tax | 676,000 | 1,227,000 | 2,014,000 | 3,061,000 |
| Net income | 2,134,000 | 4,648,000 | 6,781,000 | 8,112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,001,000 | 63,836,000 | 65,992,000 | 66,594,000 |