Call reports 2019
BANK OF FAYETTE COUNTY, THE — 2019
What BANK OF FAYETTE COUNTY, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 632,197,000 | 650,620,000 | 659,580,000 | 656,486,000 |
| Total loans | 537,385,000 | 550,275,000 | 564,463,000 | 568,604,000 |
| Allowance for loan losses | 6,044,000 | 5,941,000 | 5,954,000 | 6,500,000 |
| Securities available for sale | 45,018,000 | 44,505,000 | 43,844,000 | 41,741,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 554,170,000 | 576,363,000 | 567,356,000 | 579,978,000 |
| Interest-bearing deposits | 479,610,000 | 500,613,000 | 486,559,000 | 493,145,000 |
| Noninterest-bearing deposits | 74,560,000 | 75,750,000 | 80,797,000 | 86,833,000 |
| Equity capital | 55,877,000 | 57,466,000 | 59,801,000 | 60,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 8,157,000 | 16,732,000 | 25,532,000 | 34,496,000 |
| Interest expense | 2,358,000 | 4,875,000 | 7,449,000 | 9,952,000 |
| Net interest income | 5,799,000 | 11,857,000 | 18,083,000 | 24,544,000 |
| Noninterest income | 480,000 | 950,000 | 1,409,000 | 2,055,000 |
| Noninterest expense | 3,860,000 | 7,845,000 | 11,663,000 | 15,906,000 |
| Provision for loan losses | 20,000 | 111,000 | 278,000 | 966,000 |
| Pretax income | 2,399,000 | 4,860,000 | 7,561,000 | 9,737,000 |
| Income tax | 608,000 | 1,224,000 | 1,878,000 | 2,667,000 |
| Net income | 1,791,000 | 3,636,000 | 5,683,000 | 7,070,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,097,000 | 57,165,000 | 59,234,000 | 59,843,000 |
| Total capital | 62,141,000 | 63,106,000 | 65,188,000 | 66,343,000 |
| Risk-weighted assets | 495,596,000 | 505,629,000 | 516,453,000 | 521,305,000 |